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Privacy Policy

Last Updated: August 29, 2025

OLQuote (“OLQuote,” “we,” “us,” “our”) respects your privacy. This Policy explains what we collect, why we collect it, how we use it, and your choices.

1. What We Collect

  • Identifiers: name, email, phone, address, IP, device info.
  • Quote Details: age, location, coverage preferences, and basic risk factors you submit.
  • Usage Data: pages viewed, links clicked, session timestamps, cookies, and similar tech.
  • Communications: messages, call/SMS records (time/duration), preferences.

2. How We Use Data

  • Provide quotes, compare options, and connect you with licensed providers/agents.
  • Respond to requests, send confirmations, and service messages.
  • Improve Site performance, prevent fraud/abuse, and ensure security.
  • (With consent) send marketing, reminders, and rate follow-ups.

3. Sharing

We may share your submitted details with insurance providers/brokers/agents to generate quotes and offers. We also use trusted vendors (hosting, analytics, communications, security). We disclose information if required by law, to protect rights, or during a business transfer.

4. Cookies & Tracking

We use cookies, pixels, and similar tech for core functionality, analytics, and (with consent) marketing. You can manage preferences in your browser or our cookie settings. Blocking some cookies may affect features.

5. Legal Bases (if in [Region], e.g., GDPR)

Our legal bases include consent, contract performance (providing quotes/services), legitimate interests (security, improvement), and legal obligations.

6. Marketing & SMS/Calls

If you opt in, OLQuote and/or providers may contact you by email, phone, or SMS (including autodialed/pre-recorded messages) to assist with quotes. Message/data rates may apply. You can opt out at any time using the provided links or by replying STOP.

7. Data Retention

We keep data only as long as needed for quotes, services, legal, tax, and security purposes, then delete or de-identify it.

8. Your Rights

Depending on your location, you may access, correct, delete, restrict, or port your data, and withdraw consent at any time. You can object to processing for marketing. To exercise rights, contact us at [Contact Email]. If applicable, you can complain to your local authority.

9. Security & Children

We use administrative, technical, and physical safeguards. No method is 100% secure. OLQuote is not for children under 13/16 (as applicable); we don’t knowingly collect their data.

10. International Transfers

If data moves outside the USA, we use lawful safeguards (e.g., standard contractual clauses).

11. Changes

We may update this Policy. We’ll change the “Last Updated” date. Your continued use means you accept the update.

12. Contact Us

If you have any questions about these Privacy Policy, please contact us at:

Email: contact@olquote.com

Phone: (987) 654-3210